Skip to content
    • Tour Homepage
    • PGA Tour
    • LIV Golf
    • DP World Tour
    • LPGA
    • LET
    • The Masters
    • The Open
    • The Players
    • US Open
    • PGA Championship
    • Ryder Cup
    • Solheim Cup
    • WITB
    • Betting
    • News
    • Features
    • Equipment Homepage
    • Reviews
    • Drivers
    • Fairway Woods
    • Hybrids
    • Irons
    • Wedges
    • Putters
    • Golf Balls
    • DMDs
    • Apparel
    • Shoes
    • Trolleys
    • Features
    • News
  • Buying Advice
    • Rules
    • WHS
    • Features
    • News
    • Instruction Homepage
    • Driving Tips
    • Long Game
    • Iron Play
    • Short Game
    • Putting
    • Learn from the pros
    • Course Management
    • Fitness
    • Mental Game
    • Nutrition
  • Giveaways
    • Top 100 Rankings
    • Travel
    • Top 100s Tour
    • Society Guide
    • NCG Golf Podcast
    • NCG Top 100s Podcast
    • Your Golf Podcast by NCG
  • Magazine
    • Why walking is how golf is meant to be played
    • Why walking is the only way to truly appreciate a golf course
    • Is walking in golf just as important as the swing?
    • NCG recommends: Nine US public golf courses you should walk when you are in the country
National Club GolferNational Club Golfer Logo
  • TourHas submenu items

    Tour Homepage

    • PGA Tour
    • LIV Golf
    • DP World Tour
    • LPGA
    • LET
    • The Masters
    • The Open
    • The Players
    • US Open
    • PGA Championship
    • Ryder Cup
    • Solheim Cup
    • WITB
    • Betting
    • News
    • Features
  • EquipmentHas submenu items

    Equipment Homepage

    • Reviews
    • Drivers
    • Fairway Woods
    • Hybrids
    • Irons
    • Wedges
    • Putters
    • Golf Balls
    • DMDs
    • Apparel
    • Shoes
    • Trolleys
    • Features
    • News
  • Buying Advice
  • ClubHas submenu items
    • Rules
    • WHS
    • Features
    • News
  • InstructionHas submenu items

    Instruction Homepage

    • Driving Tips
    • Long Game
    • Iron Play
    • Short Game
    • Putting
    • Learn from the pros
    • Course Management
    • Fitness
    • Mental Game
    • Nutrition
  • Giveaways
  • CoursesHas submenu items
    • Top 100 Rankings
    • Travel
    • Top 100s Tour
    • Society Guide
  • PodcastsHas submenu items
    • NCG Golf Podcast
    • NCG Top 100s Podcast
    • Your Golf Podcast by NCG
  • Magazine
  • The Joy of WalkingHas submenu items
    • Why walking is how golf is meant to be played
    • Why walking is the only way to truly appreciate a golf course
    • Is walking in golf just as important as the swing?
    • NCG recommends: Nine US public golf courses you should walk when you are in the country

Sign up here for our newsletter and you'll never slice a drive again. Promise.

Newsletter sign up

This field is for validation purposes and should be left unchanged.
National Club Golfer Logo

© 2026 National Club Golfer | 2 Arena Park, Tam Lane, LS17 9BF

  • About
  • Advertise
  • Contact
  • Editorial Policy
  • Meet the NCG Team
  • Privacy
  • Terms & Conditions
Country: gb Page generated at: Wednesday, 15 July 2026 at 22:40:58 British Summer Time
whs
World Handicap System
Are handicap allowances ruining singles match play?

published: Mar 30, 2026

|

updated: Apr 14, 2026

Are handicap allowances ruining singles match play?

Steve CarrollLink

FacebookXInstagramYouTubePodcast4 comments

Is 100 per cent of Course Handicap too much in singles? Does the balance of power lie with those toting more shots?

Golfers walking together on the course | Adobe Stock

Table of Contents

Jump to:

  • Listen to the ncg golf podcast
  • Do players get a boost when they can see their full handicap?
  • Handicaps change must faster now
  • Knockout competitions are volatile enough
  • Now have your say on singles match play

I don’t enter singles match play competitions. I’m a glass half-empty person about the format anyway, I think games are too much of a hassle to sort out and tough to fit in when so many other summer competitions are under way.

I am partial to a pairs, though, and I’m sometimes asked why I favour one over the other. On an episode of The NCG Golf Podcast, I told Tom Irwin why: handicaps.

Most competitions, whether they’re stroke play or match play, have an allowance. In stroke play, it’s 95% in singles and 85% in fourball.

In match play, though, it’s different. It’s 90% in fourball and 100% in singles. I think equity and field size can come into the equation in stroke play events, while in match play the allowances are designed to give each player the same chance of winning.

Do they? While the numbers might say one thing, I think the psychology says something very different.

I’m not in love with 90% as it happens. I’m much more of an Old Testament guy when it comes to match play. Give me the pre-World Handicap System era of three-quarters any day.

But those who know much more about the numbers than me were sure 75% tipped the scales too far in favour of the lower handicappers. So I live with it.

In singles, though, I think 100 per cent is too much. Here’s why.

LISTEN TO THE NCG GOLF PODCAST

ALSO AVAILABLE ON:

Apple Podcasts: Listen Now

Spotify: Listen Now

Amazon Music: Listen Now

singles match play
A player writes out a scorecard | Source: Adobe Stock
A player writes out a scorecard | Source: Adobe Stock

Do players get a boost when they can see their full handicap?

We’re forever having shots ‘taken off us’ every time we play a competition thanks to the Playing Handicap.

But in singles match play, the Course Handicap applies in full. For some players, it must feel like winning the golfing lottery.

Yes, everyone’s getting 100 per cent. Depending on the handicaps of the competitors, though, that can bring a decent swing compared with stroke play. I know who is probably feeling happier – the player seeing a couple more shots than usual.

Advertisement

The maths shouldn’t really change the expectations but can it be a mental boost? You play loads of golf losing shots – as far as the competition card is concerned at least – and then, suddenly, there they are in all their glory.

Does it give some players more confidence, and make make others feel like they’re up against it? Match play is as much a psychological battle as a technical one. Is it one-up straight away?

Handicaps change must faster now

Handicaps move far quicker than in the pre-WHS days. That’s not necessarily a bad thing, as it’s more reflective of form, but it’s also more reactive.

I don’t want to get into a cheat’s charter here, because we could go round in circles on that one, but back in the increasingly distant past you’d need 10 rounds to go up one full stroke under the old system. With no general play, that took time.

Now, depending on how much golf you play, your handicaps can shift significantly in a matter of weeks.

In a knockout running across the summer months, that can make big a difference with a full allowance. That might be fair in the broadest sense, but in a one off head-to-head it might not always feel like it.

Knockout competitions are volatile enough

The World Handicap System’s strength is in measuring scoring ability over time, but match play is different. It’s about winning holes in the moment.

Match play is a high variance event. Does a full allowance unintentionally amplify that randomness? There is always an element of lottery, but should the format dampen that for both sides?

Match play isn’t stroke play with different scoring, it’s a different game . If it’s already the most volatile format we have, is giving 100 per cent creating the fairness handicapping is designed to create?

Now have your say on singles match play

Could singles match play allowances do with a tweak in the World Handicap System, or are they just fine? Let us know in the comments below, or get in touch with us on X.

Main image: Golfers walking together on the course | Adobe Stock

  • NOW READ: A staggering number of you say it’s too easy to manipulate handicaps
  • NOW READ: We surveyed more than 3,000 of you – so what did you tell us about the World Handicap System?

Advertisement

About the author

Steve Carroll
Steve Carroll

A journalist for more than 25 years, Steve has been immersed in club golf for almost as long.

A former club captain, he has passed the Level 3 Rules of Golf exam with distinction having attended the R&A’s prestigious Tournament Administrators and Referees Seminar.

Steve has officiated at a host of high-profile tournaments, including Open Regional Qualifying, PGA Fourball Championship, English Men’s Senior Amateur, and the North of England Amateur Championship. In 2023, he made his international debut as part of the team that refereed England vs Switzerland U16 girls.

A part of NCG’s Top 100s panel, Steve has a particular love of links golf and is frantically trying to restore his single-figure handicap. He’d like to tell you he floats around 10. The reality is more like 13.

Steve plays at Sandburn Hall, in York, and is a country member at Close House in Newcastle. He has served on various club committees during his time in the game, and is the current Rules Secretary at Sandburn.

Having studied history at Newcastle University, he became a journalist having passed his NCTJ exams at Darlington College of Technology. He began his career working on weekly papers in Newcastle, before joining the York Press in 2001. After five years as a news reporter, he joined the sports desk – specialising in horse racing and snooker – and was Digital Sports Editor when he joined National Club Golfer in 2016.

What’s in Steve’s bag: TaylorMade Stealth 2 driver, 3-wood, and hybrids; Caley 01T irons 4-PW; TaylorMade Hi-Toe wedges, Odyssey 2Ball Microhinge putter.

Twitter

Comments (4)

Leave a Comment

No comments yet. Be the first to comment!

What's Popular

Best Golf Balls for Seniors 2026: Distance and feel for those with slower swing speeds

By Max Mcvittie | Jul 10, 2026

Read full article Best Golf Balls for Seniors 2026: Distance and feel for those with slower swing speeds
richest golfers of all time

Who are the richest golfers of all time?

By Matt Chivers | Oct 1, 2025

Read full article Who are the richest golfers of all time?
SOUTHAMPTON, NEW YORK - JUNE 15: Jon Rahm of Spain looks on prior to the 126th 2026 U.S. OPEN at Shinnecock Hills Golf Club on June 15, 2026 in Southampton, New York. (Photo by Andrew Redington/Getty Images)

Stroke penalties are the perfect antidote to the most entitled and poorly behaved brats in professional golf

By Matt Chivers | Jun 25, 2026

Read full article Stroke penalties are the perfect antidote to the most entitled and poorly behaved brats in professional golf
lost golf ball rule

You find your ball in the rough – then it disappears. What do the Rules say?

By Steve Carroll | Jun 30, 2026

Read full article You find your ball in the rough – then it disappears. What do the Rules say?
Best Golf Balls 2026 | Source: NCG

Best Golf Balls 2026: The Ultimate Guide for Every Swing Speed and Handicap!

By Max Mcvittie | Jun 23, 2026

Read full article Best Golf Balls 2026: The Ultimate Guide for Every Swing Speed and Handicap!
SOUTHAMPTON, NY - JUNE 17: Brooks Koepka of the United States celebrates with the U.S. Open Championship trophy after winning the 2018 U.S. Open at Shinnecock Hills Golf Club on June 17, 2018 in Southampton, New York. (Photo by Andrew Redington/Getty Images)

What are the US Open cut rules?

By Matt Coles | May 9, 2025

Read full article What are the US Open cut rules?
The 18th Hole and 9th Hole of Shinnecock Hills Golf Club in the Southampton, N.Y. on Monday, Sept. 15, 2025. (Copyright USGA/John Mummert)

How much does it cost to play at Shinnecock Hills?

By Matt Chivers | Jun 14, 2026

Read full article How much does it cost to play at Shinnecock Hills?
ST ANDREWS, SCOTLAND - JULY 15: Tiger Woods of the United States acknowledges the crowd on the Swilcan Bridge on the 18th hole during Day Two of The 150th Open at St Andrews Old Course on July 15, 2022 in St Andrews, Scotland. (Photo by Richard Heathcote/R&A/R&A via Getty Images)

Where will The Open Championship be held in 2027, 2028 and 2029?

By Matt Chivers | Jul 15, 2026

Read full article Where will The Open Championship be held in 2027, 2028 and 2029?
Bryson DeChambeau at LIV Golf Korea | Source: LIV Golf

Show me the money! How much has each LIV player made since signing up?

By Matt Chivers | Jun 10, 2026

Read full article Show me the money! How much has each LIV player made since signing up?

Best Budget Irons 2026

By | Jul 15, 2026

Read full article Best Budget Irons 2026
Martin Kaymer of the LIV Golf Cleeks team | Source: Getty Images

Big DP World Tour events still allow LIV Golfers to compete, but how?

By Matt Chivers | Jun 29, 2026

Read full article Big DP World Tour events still allow LIV Golfers to compete, but how?
Golfer on their mobile phone | Source: Adobe Stock

I’ve changed my mind on mobile phones – they shouldn’t be anywhere near the golf course

By Steve Carroll | Jul 8, 2026

Read full article I’ve changed my mind on mobile phones – they shouldn’t be anywhere near the golf course