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Country: gb Page generated at: Wednesday, 10 June 2026 at 0:16:28 British Summer Time
whs
World Handicap System
Should clubs get the chance to think again about 95 per cent?

published: Jan 11, 2024

|

updated: Nov 28, 2024

Should clubs get the chance to think again about 95 per cent?

Steve CarrollLink

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The Playing Handicap enforces the allowances we play to when taking part in a World Handicap System competition in Great Britain and Ireland. But does it need to be compulsory?

Two golfers walking the fairway

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  • Are playing handicaps compulsory in the rules of handicapping?

With a World Handicap System that isn’t universally applied across the globe, the Playing Handicap is one that can divide opinion.

You have your World Handicap System index, software then calculates your Course Handicap, and then, and only in a competition, the Playing Handicap is also applied.

It makes no difference to the score that goes on your handicap record, but it applies an allowance which changes depending on the format you are playing.

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Many of you will know it is 95 per cent in individual stroke play. And for pretty much anyone over a 10 handicap, that means they will be subtracting a stroke when they take part in a comp – or possibly more the higher your course handicap goes.

Handicap chiefs at CONGU, which represents the four-home union governing bodies of England Golf, Scottish Golf, Wales Golf and Golf Ireland, revealed in a guidance document the 95 per cent allowance “is needed to provide equity for singles stroke play, as this must also take into account the probability of a steady golfer gaining a leader board position”.

playing handicap

Are playing handicaps compulsory in the Rules of Handicapping?

But did you know that while allowances in the Playing Handicap are a mandatory part of the World Handicap System in GB&I, they are not compulsory in the Rules of Handicapping?

Appendix C reveals while national associations are responsible for establishing handicap allowances, they could “delegate this responsibility to a Regional Golf Association or golf club”.

The handicap allowances it sets out are “recommended”, rather than being obligatory as they are in GB&I.

Is it a big deal? In an entirely unscientific poll we carried out on X, only 30 per cent of respondents expressed any irritation with the Playing Handicap – with just over 43 per cent saying they weren’t bothered.

And a similar calculation has been included in GB&I handicapping for some time – it was formerly known as ‘bonus for excellence’ – but was applied at a later stage rather than before the round as is the case with WHS.

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Now have your say

What do you think of the Playing Handicap? Should clubs have the choice of whether to impose it or not – given it makes no difference to the score that goes onto our handicap records? Let me know with a comment on X.

  • NOW READ: What does your World Handicap System index really mean?
  • NOW READ: How many scores count towards my handicap? What happens if I don’t have them?

About the author

Steve Carroll
Steve Carroll

A journalist for more than 25 years, Steve has been immersed in club golf for almost as long.

A former club captain, he has passed the Level 3 Rules of Golf exam with distinction having attended the R&A’s prestigious Tournament Administrators and Referees Seminar.

Steve has officiated at a host of high-profile tournaments, including Open Regional Qualifying, PGA Fourball Championship, English Men’s Senior Amateur, and the North of England Amateur Championship. In 2023, he made his international debut as part of the team that refereed England vs Switzerland U16 girls.

A part of NCG’s Top 100s panel, Steve has a particular love of links golf and is frantically trying to restore his single-figure handicap. He’d like to tell you he floats around 10. The reality is more like 13.

Steve plays at Sandburn Hall, in York, and is a country member at Close House in Newcastle. He has served on various club committees during his time in the game, and is the current Rules Secretary at Sandburn.

Having studied history at Newcastle University, he became a journalist having passed his NCTJ exams at Darlington College of Technology. He began his career working on weekly papers in Newcastle, before joining the York Press in 2001. After five years as a news reporter, he joined the sports desk – specialising in horse racing and snooker – and was Digital Sports Editor when he joined National Club Golfer in 2016.

What’s in Steve’s bag: TaylorMade Stealth 2 driver, 3-wood, and hybrids; Caley 01T irons 4-PW; TaylorMade Hi-Toe wedges, Odyssey 2Ball Microhinge putter.

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