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Country: gb Page generated at: Friday, 17 April 2026 at 7:48:31 British Summer Time
whs
World Handicap System
How many scores count towards my handicap? What happens if I don’t have them?

published: Oct 8, 2024

How many scores count towards my handicap? What happens if I don’t have them?

Steve CarrollLink

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Twenty is the magic number when it comes to our World Handicap System Index. But what if we don’t have that many scores in our records? Here’s what happens

World Handicap System

Table of Contents

Jump to:

  • How is my world handicap system index worked out until i hit 20 scores?

We all know the World Handicap System takes the best eight scoring differentials out of our last 20 scores to work out our index.

But what if we don’t have those 20 scores in our entire records? That might sound ridiculous but for whatever reason – whether it’s because you’re a new or returning player, time, or simply an apathy towards competitions and general play scores, there are plenty of golfers that have yet to hit that magic number.

So what happens to those players who don’t have what’s known as a complete record? How is their handicap worked out until they get to those 20 scores, and does it make it easier or harder for them when they do decide to enter a competition?

Let’s take a look…

World Handicap System

How is my World Handicap System Index worked out until I hit 20 scores?

Your World Handicap System index will continue to develop until it contains those 20 scores and the number of score differentials that are used to calculate it varies according to the number you’ve played.

Here’s a handy chart from the R&A and USGA that should hopefully help explain it a bit better.

World Handicap System

So, let’s say you have four scores in your record. Only the best scoring differential will count towards your handicap (with an adjustment of -1).

And not until you make the 20 will your average be taken from the lowest eight. If you’ve got 12 to 14 in, for example, your index will be made up of just the average of the lowest four.

The effect of only having few scores in a record is some big handicap swings while you’re getting to that number.

You might think you’re a 24 handicapper, but if you shoot 12 over and it’s the only score that counts towards your calculation, it shouldn’t be a surprise you’ve been heavily cut.

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You’re going to see wide variability in your WHS index until you’ve put in enough scores that clearly demonstrates your ability over a period of time.

This doesn’t just affect the higher end of the scale, either. A friend of mine, a low handicap golfer already, saw his handicap plunge because his record only contained a handful of scores and there was a very good number in there.

The lesson here is to put as many scores in as you can – whether that’s in competition or general play – to make sure your handicap can accurately reflect your game.

Once you hit the magical 20 number, you should find that it won’t vary as sharply and should start to reflect the ebb and flow of your form.

Now have your say

What do you think about these World Handicap System score rules? Let us know by leaving a comment on X.

  • NOW READ: 5 things you might not know about Course Rating
  • NOW READ: A cheat’s charter – or has general play made golf more accessible?

About the author

Steve Carroll
Steve Carroll

A journalist for more than 25 years, Steve has been immersed in club golf for almost as long.

A former club captain, he has passed the Level 3 Rules of Golf exam with distinction having attended the R&A’s prestigious Tournament Administrators and Referees Seminar.

Steve has officiated at a host of high-profile tournaments, including Open Regional Qualifying, PGA Fourball Championship, English Men’s Senior Amateur, and the North of England Amateur Championship. In 2023, he made his international debut as part of the team that refereed England vs Switzerland U16 girls.

A part of NCG’s Top 100s panel, Steve has a particular love of links golf and is frantically trying to restore his single-figure handicap. He’d like to tell you he floats around 10. The reality is more like 13.

Steve plays at Sandburn Hall, in York, and is a country member at Close House in Newcastle. He has served on various club committees during his time in the game, and is the current Rules Secretary at Sandburn.

Having studied history at Newcastle University, he became a journalist having passed his NCTJ exams at Darlington College of Technology. He began his career working on weekly papers in Newcastle, before joining the York Press in 2001. After five years as a news reporter, he joined the sports desk – specialising in horse racing and snooker – and was Digital Sports Editor when he joined National Club Golfer in 2016.

What’s in Steve’s bag: TaylorMade Stealth 2 driver, 3-wood, and hybrids; Caley 01T irons 4-PW; TaylorMade Hi-Toe wedges, Odyssey 2Ball Microhinge putter.

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